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Regulated by Central Bank of Lesotho

Your Financial
Partner in
Lesotho

Zee Financial Services offers flexible, affordable short-term loans for students, civil servants, private sector employees, NGO workers, and entrepreneurs — plus free financial counselling to help you thrive.

Apply for a Loan Explore Products
CBL Regulated Licensed & Compliant
Fast Approval Within 24–48 Hours
Available Loan Products
Choose Your Plan
Tailored financing for every need
Student Loan
Business Loan
Personal Loan — Civil Servant
Personal Loan — Private Sector
Personal Loan — NGO
Interest Rate
Low %
Competitive rates
CBL Approved
Loan Products

Financing for Every Dream

Whether you're pursuing education, growing a business, or managing personal expenses, we have a flexible short-term loan crafted for your situation.

Student Loan

Invest in your education today without the financial burden. Our student loans cover tuition, accommodation, materials, and living expenses.

University College Technical Training
Flexible repayment aligned with academic calendar
No collateral required for qualifying students
Quick disbursement before semester deadlines
Apply Now
Business Loan

Fuel your entrepreneurial ambitions. Whether you're starting fresh or scaling up, our business loans give you the capital you need to succeed.

Start-up Capital Working Capital Expansion
Tailored repayment matching your cash-flow cycles
Free business financial counselling included
Competitive rates for registered enterprises
Apply Now
Personal Loan

Life's needs don't wait. Our personal loans offer quick, hassle-free funding for civil servants, private sector employees, and NGO workers.

Civil Servant Private Sector NGO Worker
Payroll deduction option for civil servants
Fast processing — apply in minutes
Flexible terms from 1 to 12 months
Apply Now
Financial Guidance

Expert Financial Counselling Services

Our professional financial counsellors help you make informed decisions about your financial future. Get personalized advice on budgeting, debt management, and financial planning.

Budget Planning

Create effective budget strategies

Debt Management

Smart debt reduction strategies

Savings Goals

Achieve your financial objectives

Financial Education

Learn money management skills

Get Started

Expert Counsellor

10+ Years Experience

Consultation Type Financial Planning
Duration 60 Minutes
Format In-Person/Online
✦ FREE First Session

Get your initial consultation completely free

Success Rate

95%

Client satisfaction rate

Simple Process

From Application to Cash in Hand

We've simplified the loan process so you can focus on what matters most — your goals.

01
Submit Application

Fill in our simple loan application form online or visit our Maseru office. Takes less than 10 minutes.

02
Quick Assessment

Our team reviews your application and supporting documents. We assess your eligibility fairly and transparently.

03
Get Approved

Receive your loan decision within 24–48 hours. We'll contact you with offer and repayment terms.

04
Funds Disbursed

Once you sign agreement, funds are disbursed directly to your bank account or mobile money wallet.

CBL Regulated Central Bank of Lesotho
About Zee Financial

Built on Trust,
Driven by Purpose

Zee Financial Services is a proudly Basotho micro-finance institution based in Maseru, Lesotho. Regulated by Central Bank of Lesotho, we are committed to providing responsible, accessible financial solutions that uplift individuals, families, and businesses across the Kingdom.

Regulatory Compliance Fully licensed and supervised by Central Bank of Lesotho, ensuring your financial safety.
Community First We exist to serve Basotho people — offering products designed around real local financial needs.
Transparent & Ethical No hidden fees. Clear loan terms. We believe in honest financial relationships built on trust.
Empowerment Through Education Free counselling ensures clients borrow responsibly and build long-term financial wellness.
FAQ

Common Questions

Everything you need to know before applying for a loan with Zee Financial Services.

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Documentation

Documents You'll Need to Bring

Select your loan category below to see the exact documents required for a smooth, fast application.

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Not sure which documents apply to you? Call us or send a WhatsApp — our team will guide you before your visit.
Apply / Contact

Ready to Take Next Step?

Apply online now or contact us directly. Our team is here to help you through the process.

Apply Online Now

Complete your loan application online in minutes. Our secure form guides you through each step.

Secure & Confidential Your information is protected with bank-level security
Quick Processing Get a decision within 24 hours
Document Upload Upload required documents directly in the form
Start Your Application

Need help? Call us first

Calls and Whatsapp:+266 59693735

Visit or Call Us

Our friendly team is here to help. Walk in or get in touch anytime.

Address Central Business District, Maseru, Lesotho, Makopokopo Building First Floor Room 7, tall glass building inside Post Bank near Oxford Traffic Control on way to KFC that is opposite to Lesotho High School
Phone Calls and Whatsapp:+266 59693735
Email info@zeefinance.co.ls

Business Hours

Monday – Friday08:00 – 17:00
Saturday08:00 – 13:00
Sunday & Public Holidays Closed

Your Financial Future
Starts Today

Join thousands of Basotho who trust Zee Financial Services.

Apply for a Loan Book Counselling